Commercial
Finance
Restructures
New Zealand's post-COVID economic landscape has seen significant shifts, particularly for businesses grappling with cashflow, tax & ACC obligations, and lender arrears. As companies strive to navigate these challenges, restructuring has emerged as a pivotal strategy to not only survive, but thrive in a competitive market.
Red flags your financial structures putting you at risk
- Growing tax burdens
- Incorrectly structured business debt balance
- Business debt does not stand-alone from personal assets
- Lender pressure
We can help today
- Financial Health Assessment
- Business Debt Structure Assessment
- Stand-alone Business Debt Plan
Development finance
Bank said no?
Maybe we can help! Commercial properties have great earning potential and present a great long-term investment. Whether it residential or commercial development funds you need, we can help.
- New builds - single stand-alone, multi-units
- Residential or commercial properties
- 37+ lender options
- Including all major top-tier banks & specialist non-bank lenders
- Independent, expert advice
Start-up finance
Make the move from dreams to reality with custom-built funding to support your business goals.
Quantum has spent many years growing and cultivating lending relationships with over 30 banks and non-bank lenders, so you can have access to options! Save the stress and get application ready with an expert by your side.
Buying an
existing business
Is that business you’re about to buy the right fit for you?
Your Quantum business financial adviser can be your best sounding-board. With expert, unbiased advice we’ll support you through your decision-making process, present options, clarify as needed, then based on your background, experience, and aspirations, we’ll help you to be sure you’re making the right financial move for you right now.
Franchise finance
With a long history of success in New Zealand, franchising is well-known as a safer alternative to a new start-up.
With raising capital the biggest hurdle, Quantums' lending relationships with over 30 banks and non-bank lenders, gives you instant access to options! Save the stress and get application ready with an expert by your side.
Franchise industries we've helped finance:
- Supermarkets
- Bottlestores/Liquor Outlets
- Residential & Commercial Cleaning & Maintenance
- Laundromats
- Landscaping/Gardens/Lawnmowing Maintenance
- Construction
Working Capital
The preservation of cashflow is the number one rule of business success. If you’re considering expansion, looking to re-structure existing debt, or needing working capital, let’s talk.
A review of your current finance structure may open the door to options & opportunities and allow us to help you better set yourself up for long-term business viability & success.
Agribusiness - Rural Finance
From Farm Equipment Finance to Working Capital (including Seasonal Facilities), Quantum proudly continues to help farming families across New Zealand.
Whether you're looking to move ahead with new opportunities or simply looking at second-hand farming units, having a talk to our expert Commercial Team is always a great move.
Agri areas we can help finance:
- Dairy
- Sheep & Beef
- Drystock
- Sharemilking
- Horticulture
- Agri-Assets
Vehicles &
Assets under 250K
With an established reputation for high-quality, simple, fast-turnaround servicing, we can have your smaller business asset needs sorted almost overnight! We’re happy to complete your online application with you during a 30 minute phone call! It really is that simple. Ask us about finance for:
- Trucks & trailers
- Vehicle fleets
- Forklifts, diggers, excavation equipment
- Industry specific plant equipment, tools or machinery
Specialised Asset finance over 250K
In most cases, financing your business asset requirements is the smartest move, allowing you to keep your cash in the business as working capital. We can help with business plants, equipment, fleets, heavy machinery, any other unique & specialist business classes (recently we’ve done planes, medical & dental equipment, high-tech survey equipment & technology funding). Let’s talk about the best move for you.
