Free mortgage reviews

Do I really need a mortgage review?

It costs you nothing to have a Quantum expert mortgage adviser take a look at your situation and provide you with options and advice. We can help you:

Save thousands over the life of your loan
- Yes, we’re talking tens of thousands of dollars. A review checks your structure meets your goals and gets you mortgage-free faster
Match your mortgage structure to your circumstances
- Have you started a family, gone back to school, changed jobs, had a health scare, retired? Life style changes should always trigger a new review
Negotiate your way to better interest rates
- Little changes can make a big difference to your monthly payments, and get you mortgage free faster. Let us advocate for better rates for you.
Stay with your current lender or make a move
- Quantum can often renegotiate your mortgage with your current bank if you’d prefer to stay, or take you through your refinancing options, minus the stress

Refixing

Don't just accept your first lender offer!

Locking in a new interest rate is an incredibly important time in your home loan journey. It's the perfect time to review your current loan needs and risk. Quantum provides a free Fixed-Rate Review service that offers a no-obligation review of your home loan structure so you can be very clear on the options available to you before you refix.

Refinance

Is refinancing the right move for you?

If you’re thinking about switching banks we’ll talk you through your options, based on your needs. We’ll make sure you understand your choices and explain the fine print like break fees and legal costs. Together, we’ll make sure the financial benefits outweigh the costs, so you can act with confidence.

Top-Ups

Need a hand with your to-do list?

Need some extra cash for renovations, to consolidate debt, buy a car or take a holiday? A top-up allows you to borrow additional money against your existing home loan.

Generally a top-up is the cheapest form of finance because its secured against the home your mortgage is currently over. We'll take you through the fine-print, weigh up debt consolidation, and make sure your benefits outweigh your costs.

Testimonials

"I would like to say a big thank you to Colin Henderson who recently secured a mortgage for me. I’m sure that it wouldn’t have been the easiest of loans to secure, but he found the right one that fits me. He came by my home, he printed stuff out for me and helped me with documents I was viewing on my phone. He’s an all-round good guy."

Jill Fletcher

We recently used Heather Brettell from Quantum Finance as our mortgage broker. Beyond making the first home buyer process exponentially less confusing and overwhelming, Heather went out of her way to be impeccably supportive in every conceivable way and was available at any stage to answer even the most basic of question. Heather’s professionalism, along with her warm and bubbly nature, took a vast majority of stress out of a highly intimidating purchasing process. Throughout our extremely uncompromising journey to find our ideal property type, she helped guide us towards correct decisions with patience and compassion. With help from Heather we managed to succeed in all of our purchasing goals and she was first to celebrate the achievement along side us.

Subjectively - we have only used one broker; however we would struggle to perceive that any person is capable to outperform Heathers’ abilities within her capacity as a broker. To us; Heather is an incredible asset to Quantum Finance and given the option to offer a higher star rating, there would be no hesitation to do so. If you wish to purchase property - you should hope Heather has availability to take you on. It’ll be one of the best decisions you make on your journey.

Myles Ritchie

Just wanted to say a huge thank you Pratik, from me and Mii for making a dream come true for us and our family.

We really appreciate everything you have done for us, and really love the house we have.

Forever grateful

James & Mii

"Heather was fantastic to work with. She knows what she's doing and she secured a great lending arrangement for me. Very helpful, friendly and prompt. Would rate her at 11/10 - great work Heather!!"

Karl Jamieson

"Me and my partner had reached out to Amy to get support in buying our first home at the age of 24! Amy has supported us throughout the whole process, from start to finish. Being young trying to buy a house is hard. We had a lot of questions, a lot of things we weren’t aware of, but Amy talked through everything with us. She made us feel comfortable and confident. If you’re looking at buying your first home, we highly recommend reaching out to Amy. Her communication, support and determination is awesome, and we couldn’t recommend Amy enough."

Kysahna Roach

"This is the second time we have used Amy, and have sent other people to her. She is down-to-earth and amazing to work with! Amy makes it all so easy. Thank you so much for making our dreams come true."

Toni Moore

"An absolute delight and what a smooth ride dealing with them. Heather was so prompt and easy to deal with all the way. She has been someone who communicates clearly, promptly, with diligence and honesty. We couldn’t ask for a better companion on this journey as a first home buyer. Thank you to the whole team, but especially Heather. We highly, highly recommend. Meenakshi & Yatharth"

Meenakshi Prasad

"Our mortgage broker, JJ Naidu, has been absolutely amazing. She is very professional, responsive, great value, honest and reliable. Thank you so much JJ for helping my little family get into our first home. I would 100% recommend using JJ for any of your finance needs. We look forward to working with you again in the future."

Megan Hancock

"Wayne Oliver assisted my partner and I with purchasing our first home. We are forever grateful for his wealth of knowledge, having been in the industry for decades. We also experienced him to be a really kind and genuine person who wanted the best for us. He has a real passion for getting his clients into their first homes! Thanks Wayne!"

Tyler Sheppard

Thanks Lincoln for your support and getting Heather to look after us, she is a credit to your company. I remember all the great business we did together in Hamilton and I always has total confidence and respect for your efforts. Highly recommend Heather! From the start and all the way throughout the process, Heather was professional, supportive, informative, quickly responded to any questions, guiding us through the process. Friendly, efficient and a delight to work with, her commitment to securing us a loan was outstanding. Thank you from Brian and family.

Brian Teasdale - Harcourts Whangaparoa

"I used Colin from Quantum for my first home purchase. He was incredibly helpful, friendly and personable. He takes the time to get to know you and your needs, answered all my questions, recommended a great lawyer, and helped with every step. The entire process, thanks to Colin, was an absolute breeze. I went from doubting any bank could actually accept my application, to having three offers from banks all below the carded rates. Not only that, he's more than willing to help me with anything finance related in the future. Thanks mate."

Ben Clifford

Thanks Colin. I'm really pleased that I have been able to achieve this goal. I have been working towards it for a long time. Thanks a lot for all of your help and advice along the way. I feel fortunate to have had someone with your experience to help me. (Mat on his Homeownership experience)

Mat Honeyfield

Nicki Smith was literally the best professional I have ever dealt with, and always reassured me during the often stressful process. She was always super-quick to respond to emails, ensured she fully understood our situation and ultimately worked her magic to get us across the line.

Anna Taylor

Amazing and fast turnaround in around 2 to 3 days max to getting pre-approval. Even worked on a weekend day to help me pull my paperwork together. Thank you Amy.

Rangiwhiua Ngatai

We cannot thank you enough for your help, guidance, and patience on our journey to owning our own home. You have been incredible Darren, and we could not have done it without you. Without a doubt we will be sharing your name wide and far.

Rangi & Wiki

From start to finish Pranav has given us the information we needed and always there to answer questions, give advice, also the great professionalism service we received from him. He is understood what we need and why we needed it, from the get-go. I will highly recommend him and the company he works for, to any person or family who like to secure their own home.

Ruan & Ziwa Brink

I can't thank Pratik enough for the incredible support as a first-time homebuyer! They made the complex mortgage loan process feel simple and manageable. From our first meeting, they patiently explained each step, helping me understand my options, without overwhelming me. Their expertise shone through as they guided me through the paperwork and answered all my questions. Thanks to their dedication, I secured an apartment that perfectly fit my budget. If you're a first-time buyer, I highly recommend Pratik and Quantum.

Ruben van der Heyde

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